Home Insulation Local and Regional Council Rates Programme



The local council rates programmes allows you to pay off your home insulation through your rates bills over a period of 9 -10 years at a discounted interest rate*. You can insulate your home now and enjoy all the benefits, without needing the finance to pay the upfront insulation costs.

The council's aim to improve the health of their residents and improve the quality of the house in their cities.  Insulation being a key for warmer, drier, healthier and more energy efficient homes. By insulating your home you have warmth, comfort, health benifits and lower energy bills.

Approved Council Service Provider

Earth Insulation is an approved Auckland Retrofit your Home supplier & A Warm Greater Wellington recognised service provider

We can help provide you with information and quotes on what your home needs as well as provideinformation on what council support there may be in your region.



General requirements

  • You are a ratepayer with a good track record of paying your rates
  • Insulation must be installed by an approved provider/company.
  • The home was built before 2000


The funding available from the participating local councils is repayable over 9 to 10 years* and they allow earlier repayments without penalties. The councils administer the finance and charge an interest rate of just 7-9%* which typically reflects their own cost of finance plus administration costs.

For more information about whether there is a rates programme in your area check the links below or book a FREE Home Assessment.


* Other conditions apply and the eligible products, repayment time frame, amount of funding and interest rates vary by council.


Member of Insulation Association


Earth Insulation is a proud member of the Insulation Association of New Zealand Inc.


All work carried out by Earth Insulation is done up to the EECA Standard and NZ Standard - NZS4246



New Zealand Owned


Earth Insulation & Building Limited is proud to be a 100% NZ owned and operated company.


We are a family orientated business and we place great emphasis on community based projects






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